Need an appraisal in Traverse City or Grand Traverse County?

The top 7 reasons why MI homeowners call on Evergreen Appraisal, LLC:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a MI property tax assessment
To cut their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in Grand Traverse county or MI by determining the true market value of real estate in question

Need help deciding the value of your home in or near Traverse City, MI?
Contact Evergreen Appraisal, LLC.

We at Evergreen Appraisal, LLC understand the individual needs of a consumer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. As our client, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Evergreen Appraisal, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping folks just like you dismiss unnecessary PMI insurance.

Challenge Grand Traverse county's assessment of your property

Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Evergreen Appraisal, LLC is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. Evergreen Appraisal, LLC can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for preciseness? An appraiser from Evergreen Appraisal, LLC can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Evergreen Appraisal, LLC can help with that too. While typically requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.